Top 5 Credit Cards Offering No-Cost Balance Transfers
Discover the best credit cards offering 0% introductory APR on balance transfers with no fees. These options help you consolidate debt, save on transfer costs, and benefit from attractive rewards. Find the right card for your financial needs with our top picks, each offering promotional rates and perks to optimize your credit management.
Managing multiple credit card balances can be challenging, especially with high transfer fees that eat into your savings. To avoid hefty fees, opt for credit cards that feature 0% introductory APR on balance transfers with no transfer charges. Carefully review each card's terms to find options that fit your financial strategy and goals. These cards can help you consolidate debt and save money during the promotional period.
American Express Everyday® Card
This popular card from American Express provides one of the longest 0% APR periods for balance transfers along with attractive rewards on your spending.
The card grants a 15-month introductory 0% rate on balance transfers and purchases. Plus, it rewards good spending habits with cashback and points.
Edward Jones World MasterCard®
This card from Edward Jones offers a 0% introductory APR for 12 months with no balance transfer fees, but the offer was valid through 2018. Prospective applicants should act quickly before the promotion expires.
CHOICE REWARDS® World Elite® MasterCard®
Issued by First Tech Federal Credit Union, this card allows applicants to request a card without joining the credit union initially. It provides a 0% APR for 12 months and no transfer fees within the first 90 days of account opening.
Another option is the La Capitol Prime Plus Visa and Rewards Visa cards, which are open to members nationwide. These offer a year of 0% introductory APR and no transfer fees for the first 90 days.
Premier Privileges Rewards Mastercard®
This card is tailored for students, offering a 0% rate for six months on balance transfers. Afterward, variable APR can reach up to 11.5%. It’s a good choice for young adults looking to build credit and manage debt efficiently.
When selecting a 0% APR balance transfer card, compare the ending APR, fees, and rewards features. Making an informed decision will help save money and maximize benefits over time.
