Top 5 Dental Insurance Options for 2024

Leading Dental Coverage Plans for 2024

Selecting the right dental insurance can help manage preventive care expenses and reduce costs for complex procedures like crowns, bridges, and fillings. Comparing options ensures you find a plan that suits your needs.

Here are the five best dental insurance plans for 2024 you should consider.

Humana Dental Complete Coverage
This plan provides comprehensive preventive care coverage. It covers 50% of costly procedures after deductible and 80% for basic services. Waiting periods may be waived with proof of prior dental insurance coverage.

Cigna Dental 1500 Plan
The Cigna Dental 1500 offers in-network services at no additional charge. It covers up to $1500 annually for dental work, with a $150 family deductible and $50 for individuals. Orthodontic coverage provides up to $1000 annually.

Liberty Dental Discount Program
This plan is ideal for those seeking flexibility without long-term commitments. It provides 10-20% discounts on most dental services, including preventive care like x-rays and cleanings. No maximums or deductibles apply, and patients pay reduced rates directly to their providers. Currently available in select states including Texas, New Jersey, and California.

United Healthcare Dental Premier
With a $50 deductible per person for basic and major services, this plan offers no copayments for preventive care. Coverage starts at 50% after deductible, increasing to 65% after one year, and 80% after two. Major procedures are covered at 10%, rising to 40-50% over time, with a annual max of $1500.

DeltaCare USA by Delta Dental
This prepaid annual plan features no yearly dollar limits, zero deductibles, coverage for over 300 procedures, minimal copays, and preventive services. Patients must select a primary care dentist within the preferred network for services.