Top 6 Business Credit Card Providers for Smart Financial Management
Explore the top six business credit cards offering rewards, travel perks, and cash back to optimize your company's finances. From no annual fees to travel rewards, these cards cater to various business needs, making financial management easier and more rewarding for small and medium-sized enterprises.
Choosing the right credit card for your business can lead to significant savings. Business cards often come with perks like cash back, travel discounts, and rewards on various expenses. They can also help manage short-term cash flow needs effectively. If you're looking to streamline your business finances, consider these six leading credit cards designed to maximize benefits and simplify your financial operations.
American Express Blue Business® Plus Card
This card, from a prominent credit provider, charges no annual fee and offers double Membership Rewards® points on spending up to $50,000 annually, with a cap. Afterward, points earn at 1%. Cashback is automatically reflected on your statement. The variable APR ranges from 13.24% to 19.24%.
CitiBusiness® AAdvantage® Platinum Select Mastercard®
Ideal for frequent travelers, especially American Airlines flyers, this card earns 2 AAdvantage® miles per dollar on American Airlines purchases and on telecom, fuel, car rentals, and cable services. Other spending earns 1 mile per dollar. The $99 annual fee (waived first year) and a variable APR of 15.99% to 24.99%.
Delta SkyMiles® Gold Business American Express Card
This card rewards miles on Delta flights and other business expenses. Earn two miles per dollar on Delta bookings, advertising, restaurants, and shipping. Spending $10,000 grants a $100 Delta credit, plus priority boarding and free checked bags. First-year fee waived; afterward, $99 applies.
JetBlue Business Card
Perfect for JetBlue travelers, earning six points per dollar on JetBlue flights and two points on office supplies and dining. Other purchases earn one point. Benefits include a free checked bag for the cardholder and two companions. A $100 annual JetBlue vacation credit is included. The annual fee is $99.
U.S. Bank Business Cash Rewards World Elite Mastercard®
Designed for small to medium businesses, offering 3% cashback on office supplies, gas, and mobile services. Other purchases earn 1% cashback, with no cap. Plus, a 25% annual cashback bonus up to $250 based on previous rewards. No annual fee for the business or employees.
American Express Business Platinum Card®
This premium travel rewards card provides 5X points on flights and hotel bookings via Amextravel. Travel perks include a $200 airline fee credit and access to premium lounges. When redeeming points for flights, 35% of your points are returned as an Airline Bonus. This card is ideal for businesses that frequently travel.
