Understanding Christian Care Ministry's Health Sharing Program

Rooted in Christian principles, the community emphasizes mutual support and caring for one another. Inspired by this, the Christian Care Ministry launched the Medi-Share health plan in 1993 to promote alternative healthcare solutions.

What is Medi-Share?

Medi-Share is a nonprofit health sharing community aimed at fostering healthier lifestyles while providing financial assistance for medical expenses. It encourages members to proactively pursue wellness in alignment with God's plan for their lives.

Medi-Share helps members save on healthcare costs, enabling more funds to be directed toward family needs and charitable activities. It operates on a bill-sharing system inspired by early church communal support, serving over 400,000 members and sharing around $2.6 billion in medical bills.

Features

This program offers protection against unforeseen medical expenses and can significantly cut monthly healthcare costs. Notable features include:

Biblical Foundation – Modeled after Acts 2 and 4, emphasizing unity and resource sharing among believers.

Accountability – Members participate in voting for policy updates, ensuring transparency.

Community Support – Members support each other through prayers and presence during times of need.

Affordability – Budget-friendly plans allow members to save up to 50% on medical bills.

Nationwide Doctor Access – Members can consult doctors across the country without restrictions based on state rules.

How It Operates

Participants contribute monthly shares that are matched with others' medical bills. Through a secure online portal, members view eligible bills and contribute directly. When a member needs assistance, others contribute to their bills, fostering a supportive community environment.

Membership Requirements

To join Medi-Share, members must meet specific criteria:

Christian Commitment – Submit a faith statement, actively support the ministry, testify to their faith, and engage with fellow believers.

Lifestyle Standards – Abstain from premarital sex, believe in marriage between one man and one woman, and refrain from alcohol, tobacco, and drug use.

Legal Residency – Be a legal resident or citizen of the country, including missionaries abroad.

Beneficiaries

Medi-Share is especially beneficial for Christians facing high medical costs, offering affordable coverage options for individuals, families, seniors, and groups. It’s ideal for those needing assistance with hospital stays, medications, or urgent care, with premiums starting from around $70 monthly for seniors and scalable based on age and location.

Members can influence policy updates via ballots conducted twice a year, with a 67% approval needed for changes. The Board of Directors also holds authority to amend guidelines, ensuring the program adapts to current needs and circumstances.

Pricing varies depending on family size, age, and location, with honest disclosure crucial for accurate premium calculation and potential savings through health incentives.