Top Credit Cards to Consider in 2024
Discover the best credit cards of 2024, tailored to different spending needs like dining, travel, business, cashback, and student perks. Each card offers unique benefits such as bonus points, cashback rewards, and attractive sign-up bonuses, making them suitable for various lifestyles and financial goals.
Choosing the right credit card depends on your spending habits and financial goals. With numerous options available, we've highlighted five of the best cards in 2024, each offering unique benefits tailored to different needs.
Best card for dining experiences
If dining out is your favorite activity, the American Express Gold Card is ideal. Earn 4X points on eating out and delivery, plus 4X points at U.S. supermarkets up to $25,000 annually.
The welcome bonus is generous: earn 60,000 points after spending $4,000 within six months.
Best cashback credit card
The Chase Freedom Unlimited offers versatile cashback options, earning 1.5% on general purchases, 5% on travel booked via Chase Ultimate Rewards, and 3% on dining and pharmacy expenses. Plus, earn $200 cashback after spending $500 within three months.
Best travel credit card
The Capital One Venture Rewards Card provides 2X miles on all purchases, with a welcome bonus of 100,000 miles for spending $20,000 in the first year, or 50,000 miles for spending $3,000 in three months. The annual fee is $95.
Best business credit card
For small businesses, the American Express Blue Business Plus helps you earn 2X points on the first $50,000 spent annually, then 1X points afterward. It has no annual fee and offers points transfer options to partnered airlines.
Best student credit card
The Discover It Student Cashback Card offers 5% cashback quarterly on gas, dining, and grocery shopping, plus 1% on other purchases. Students benefit from an unlimited cashback match in their first year, maximizing savings.
