Top Credit Restoration Services in 2018
Discover the top credit repair services of 2018, including Sky Blue, Lexington Law, Pyramid, and more. This guide covers their services, pricing, and unique features to help you rebuild your credit efficiently and securely.
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Leading Credit Restoration Providers of 2018
Top credit restoration providers for 2018
Seeking reliable credit repair options to enhance your credit profile? This guide highlights the best services available.
What is credit restoration?
Credit restoration involves resolving credit issues to make you eligible for new loans. It primarily means correcting inaccuracies with credit agencies. Performing credit restoration is crucial for boosting your credit score and repairing damages caused by past financial missteps.
Many individuals seek credit restoration when preparing to buy a home or vehicle. Since it’s a process, patience is necessary. You can contact credit bureaus directly for investigation or removal of inaccurate info. If identity theft occurs, rebuilding your credit may take longer. There are various companies offering credit restoration services, some legally accredited, others not. Sometimes, professional legal and financial advice is needed.
Depending on the issue’s complexity, individuals may attempt self-repair or hire experts.
Best credit restoration companies:
While these firms aim to fix your credit reports, not all deliver quality service without risking your lender relationships. Here are top-rated credit restoration services with unique features.
Sky Blue: Established in 1989, Sky Blue specializes in dispute resolution under the Fair Credit Reporting Act by directly challenging negative items with major credit bureaus. Their straightforward pricing is $59/month plus an initial $59 fee. Known for their reliable credit repair, they communicate with lenders on your behalf to correct your credit profile. A key benefit is the ability to pause and resume services at your convenience.
Lexington Law: Offers three service tiers with varying features and prices. The Standard plan is $89.95/month, repairing credit and disputing inaccuracies. The Premier plan at $109.95/month adds credit monitoring, while the Plus plan at $129.95/month provides identity theft protection and financial tools.
Pyramid: No initial fee, with a flat rate of $99/month for basic service, and a 50% discount on the first month for couples, at $198/month. They also offer a free trial between 5-15 days, with flexible cancellation options. Clients get personal account management during the process.
The Credit People: Similar to Sky Blue, they charge $59/month with a $19 setup fee, offering a money-back guarantee at any time. Customers can opt for upfront packages or monthly payments.
CreditRepair.com: All-in-one service for $99.95/month plus initial fee, combining credit repair with progress tracking tools. They guarantee completion of agreed-upon work, ensuring transparency and accountability.
