Senior Dental Coverage Options

Dental Coverage Options for Older Adults

Many people overlook the fact that dentists can provide clues about overall health through examination of teeth and gums. Conditions such as osteoporosis, diabetes, thyroid issues, leukemia, anemia, HIV, and eating disorders can all impact oral health. Conversely, oral health issues can also signal underlying health problems.

For seniors especially, routine health assessments, including dental check-ups, are crucial. Aging introduces new health challenges alongside the wisdom gained over years.

Medical costs continue to rise, making comprehensive insurance plans that offset significant expenses a wise investment for those earning and saving wisely.

Dental insurance often isn't included in standard health coverage. Like other insurance plans, it helps cover dental care and treatments, which tend to be costly. Having a dedicated dental insurance plan for seniors ensures timely access to necessary dental treatments without financial delay.

There are basic dental plans and enhanced options tailored for seniors.

Basic dental insurance generally covers routine procedures such as biannual cleanings, examinations, X-rays, fillings, and extractions. These plans are usually more affordable. Specialized policies may cover major treatments like root canals, dental implants, denture repairs, cosmetic procedures, and deep cleaning, but come at a higher premium. It's important to review the coverage details carefully before selecting a plan.