Comprehensive Guide to Home Warranty Providers and Plans
Discover essential insights into home warranty providers and their plans. Learn about coverage options, benefits, and how to choose the best plan for your needs to safeguard your home appliances and systems efficiently.
A home warranty safeguards vital appliances and systems in your residence from wear and tear caused by long-term use. Coverage can often be tailored to fit individual needs. Typical plans include coverage for heating systems, ductwork, ceiling fans, plumbing, exhaust fans, electrical wiring, garage door openers, water heaters, and plumbing blockages. Availability and plan options may vary by state—for instance, plans available in Texas might not be offered elsewhere. To choose the best plan, it’s important to understand key aspects, so keep reading.
Why opt for a home warranty?
Investing in a home warranty provides peace of mind for several reasons:
You may be too busy to manage appliance repairs yourself.
Major appliances like water heaters, HVAC units, or refrigerators can be costly to fix or replace.
Over time, appliances tend to deteriorate and require maintenance or replacement.
A single point of contact simplifies repair processes, saving time and effort.
Having a home warranty can add value to your property when selling and attract more buyers.
It provides ongoing coverage during the sale listing period—sometimes up to 18 months for the cost of a 12-month plan.
Coverage options in Home Warranty of America
Home Warranty of America offers flexible plans for both buyers and sellers.
Depending on your state, you can select from two or three plan types in each category.
Their most affordable option, the Gold plan, lasts 13 months and covers essential systems.
The Platinum plan extends coverage to include 30 additional items typically excluded by others.
Diamond plans cover everything above plus advanced services like installation and defective equipment removal.
Systems covered by 365 Home Warranty
365 Home Warranty offers three plans: Basic, Standard, and Premium.
Basic and Standard plans are customizable to suit your needs.
The Basic plan focuses solely on appliances, allowing you to select five items for coverage.
The Standard plan offers comprehensive appliance coverage plus two home systems of your choice.
The Premium plan includes extensive coverage for appliances and systems and covers all items included in the Standard plan.
Total Home Protection coverage options
Total Home Protection provides two main plans: Gold and Platinum, along with optional add-ons.
The Gold plan is extensive, covering plumbing, water heaters, electrical systems, whirlpool baths, and more.
The Platinum plan includes everything in Gold, plus additional coverage for two AC units, heating systems, refrigerators, washers, and dryers.
Optional add-ons cover pools, spas, limited roof leaks, and central vacuum systems, providing tailored coverage to meet specific needs.
