Affordable Car Insurance Options in California

When shopping for auto insurance in California, comparing quotes from various providers involves considering factors such as driving history, age, accident record, and military status. The way you drive can influence your premium. Before choosing a plan, ensure you meet California's minimum auto insurance requirements. Leading providers like Geico, esurance, and 21st Century offer competitive rates tailored to different driver profiles.

Here are some affordable auto insurance options in California:

Rates for experienced drivers: Drivers with clean records and no at-fault accidents can find rates starting at $1193 annually with Geico, $1337 with esurance, and $1371 with 21st Century, totaling less than $100 per month.

Younger drivers: Young adults in their early twenties might pay as low as $463 per year through Geico, with other options from 21st Century and esurance at $702 and $714 respectively.

Accident-prone drivers: A single at-fault crash can significantly raise premiums. AAA offers options around $1679 yearly, while esurance and Geico have quotes of $1854 and $2191 respectively.

Retired drivers: Seniors who drive less frequently can benefit from lower insurance costs—starting at approximately $937 with 21st Century, $948 with Geico, and $1054 with Allstate.

Low-mileage drivers: Those driving under 5,000 miles annually may pay around $757 with Metromile.

Military-connected drivers: Veterans and active military members, or their families, can access special rates through USSA, designed specifically for military personnel.