A Complete Guide to GEICO’s Auto Collision Coverage

Understanding GEICO’s Auto Collision Protection

GEICO stands out as a top insurer offering extensive auto insurance options designed to protect drivers from significant expenses after accidents. This insurance ensures coverage for damages to your vehicle, other property, or individuals involved. With affordable and customizable plans, GEICO's auto insurance caters to a variety of needs. This article explores the details of GEICO’s collision coverage, highlighting its benefits and important considerations.

Collision Coverage Explained
Collision coverage compensates for repair costs due to vehicle collisions with other cars or objects. It applies regardless of who is at fault during an accident.

One notable aspect of GEICO's collision insurance is that it does not impose a specific limit. The payout is based on your car's actual value, minus the deductible you select at purchase.

What is a collision deductible?
The deductible is the amount you pay out of pocket before insurance covers remaining damages. Usually, choosing a lower premium means a higher deductible, which involves more financial risk on your part.

GEICO offers discounts on premiums, especially when your vehicle is equipped with anti-lock braking systems, allowing policyholders to save up to 5% on collision coverage costs.

GEICO ATV Insurance
This standalone policy provides specialized coverage for ATVs, including collision protection, liability, comprehensive damage, medical payments, and uninsured motorist coverage.

It’s important to note that GEICO collision coverage doesn’t extend to theft, vandalism, natural disasters such as floods or earthquakes, or animal collisions. Always review policy details carefully to understand exclusions and ensure you're adequately protected.