Top Aetna Medicare Plan Options for 2024

Discover the Leading Aetna Medicare Coverage

Aetna, a prominent American healthcare provider, offers a wide range of insurance plans including traditional health insurance, dental, pharmaceutical, long-term care, and disability coverage. Through a partnership with Medicare, Aetna provides numerous options such as Medicare Advantage, Medicare Part D plans, and Medigap supplemental plans. These plans are designed to support seniors in managing healthcare costs and access to medications. Aetna’s Part D plans can be purchased separately or included within Medicare Advantage plans, offering comprehensive coverage under one plan.

Depending on your enrollment type, whether through an employer, retiree benefits, or individual purchase, Aetna offers pharmacy plans with tiered formularies, enabling lower-cost access to generic and branded medicines. Coverage details, including drugs and costs, vary by plan and location. Some plans may require copayments or coinsurance for prescriptions, and medications must often be purchased at network pharmacies.

For residents of Sonoma County, California, the Aetna Medicare Rx Select (PDP) plan features a monthly premium of $19.70, with an annual deductible of $405, excluding Tier 1 and 2 drugs, and does not qualify for a zero-premium option. It offers an initial coverage limit of $3,750 and gap coverage, with access to over 5,200 formulary drugs. Changes to formularies are communicated in writing prior to adjustments. If a covered medication is removed, beneficiaries are entitled to a 60-day supply of the medication under existing terms. This ensures continuous medication access and clear plan modifications.