Understanding AARP: Key Benefits and Membership Perks for Seniors
Discover the comprehensive benefits of AARP membership, including affordable rates, travel discounts, insurance plans, and essential resources tailored for seniors aged 50 and above. Learn how AARP supports its members with valuable services, advocacy, and exclusive deals designed to improve quality of life and promote active aging.

The American Association of Retired Persons (AARP) is a prominent nonprofit organization dedicated to supporting Americans aged 50 and above. Established in 1958 by Dr. Ethel Percy Andrus, AARP has grown to include over 40 million members, making it a trusted resource for seniors nationwide. The organization offers extensive community engagement, educational programs, advocacy efforts, and lifestyle resources through its broad network of volunteers and offices. AARP aims to enhance the quality of life for older adults while providing valuable discounts and services.
How Much Does AARP Membership Cost?
Annual membership fees are approximately $16, but it's advisable to check the AARP website for current rates or promotional offers. Longer-term memberships are also available at discounted rates, such as:
$12 for the first year: This rate is usually available with automatic renewal for subsequent years.
$43 for three years: Equates to about $14.34 annually, ideal for those seeking extended coverage.
$63 for five years: Offers significant savings for long-term members.
Travel Benefits for AARP Members
AARP offers exclusive travel discounts for avid travelers:
Cruise deals: Members receive discounts on cruise lines like Norwegian Cruise Line, Windstar, and Grand European Travel through the AARP Travel Center.
Car rentals: Affiliated with major rental companies, members enjoy discounts, including a 30% reduction on Zipcar memberships.
Hotel stays: Discounts are available at Days Inn, Wyndham Hotels & Resorts, and up to 35% off at Endless Vacation Rentals®.
Information Resources for Seniors
AARP provides a wealth of information to meet seniors' needs:
Directory services for volunteering opportunities
Support for housing and mobility issues
Guidance on estate planning
Financial and investment advice
Webinars on Social Security, Medicare, and health topics
Auto Buying Program to assist with vehicle purchases
Insurance Benefits for Members
Members gain access to exclusive insurance offers through partnerships with companies like New York Life and The Hartford, covering home, auto, life, dental, and small business insurance. These plans often feature special rates unavailable elsewhere.
AARP welcomes members as young as 50, offering early access to perks such as the AARP magazine and specialized services like dating sites for single seniors. The organization continually provides added value tailored to senior lifestyles.