Smart Savings Tips for Seniors to Reduce Cell Phone Costs
Discover cost-effective cell phone options for seniors, including prepaid, shared, and contract plans. Learn how to maximize savings through AARP's affordable plans tailored for seniors, reducing monthly expenses while staying connected. Ideal for seniors seeking budget-friendly communication solutions.

Established in 1958 in California, AARP is the largest organization dedicated to improving the quality of life for Americans over 50. One of its valuable benefits includes affordable cell phone options designed specifically for seniors, helping to manage expenses effectively.
Prepaid “Pay-as-You-Go” Plans
While traditional contract plans can cost around USD 80 monthly regardless of usage, prepaid plans are a budget-friendly alternative, with costs starting as low as USD 7 per month.
Most prepaid options include the purchase of a cell phone along with a set number of talk and text minutes. Users can monitor their usage to avoid extra charges, making these plans ideal for seniors mainly using their phones for calling and texting. Several carriers also offer AARP cell phones for seniors on prepaid plans.
Shared Plans
These plans combine minutes, texts, and data, allowing multiple users to share the same plan. Options include prepaid shared plans or contract-based plans, with additional family members typically added for just USD 10 extra. AARP members can access these shared plans as well.
Contract Plans
Also called postpaid plans, these tend to be the most expensive, with users paying after service usage. Usually tied to a two-year contract, early termination often incurs penalties that increase overall costs. Although AARP offers these plans, they may not be suitable for seniors with basic usage needs, like calling and texting, due to their higher price point.