Top Cashback Credit Cards to Consider in 2024
Discover the top cashback credit cards for 2024, featuring options for students, travelers, drivers, and small business owners. Each card offers unique benefits like bonus points, no annual fees, and special cashback rates. Ensure your credit score aligns with the card requirements for approval. Make informed choices to maximize your rewards and savings with the latest cashback credit cards.
Best Cashback Credit Cards in 2024
Here are the leading cashback credit cards for this year:
Chase Sapphire Preferred Card® – No annual fee, flexible APR, earns 2 reward points per dollar spent, no foreign transaction fees (ideal for international travel), and offers 50,000 bonus points after spending $4,000 within the first 3 months. This card was highly rated among cashback options in 2024.
Citi Double Cash Card – Recognized as one of the top cashback cards this year. No annual fee, 0% APR for 18 months, and offers 1% cashback on all purchases plus an additional 1% when bills are paid. Citi’s double cashback feature makes it popular.
American Express Blue Cash Preferred – Has an annual fee, 0% introductory APR for 12 months, ideal for frequent shoppers and motorists with 3% cash back on grocery and fuel purchases, and 1% on other buys.
Discover It® for Students – No annual fee, 0% APR for 12 months, with variable APR afterward, plus extra cashback rewards for students maintaining a GPA of 3.0 or higher for up to 5 years.
Capital One Spark for Business – No fee for the first year, then applicable fees, offering 2% cashback on all transactions, with variable APR linked to the market's prime rate, plus signup bonuses.
Wells Fargo Cash Wise Visa® – No annual fee, variable APR, offering 1.5% unlimited cashback, 1.8% cashback on e-wallet payments like Apple Pay and Android Pay, and a $200 reward on spending $1,000 within 3 months. It also offers flat-rate cashback options.
HSBC Cash Rewards Mastercard® – No annual fee, 0% introductory APR for 15 months, then variable APR, 1.5% cashback on all purchases, $150 rewards on spending $500 in the first 3 months, and a 10% annual bonus on total cashback rewards earned in a year.
Depending on your lifestyle – whether student, driver, or small business owner – choosing the right card is essential. Please note, all these cards typically require good to excellent credit scores for qualification.
