Smart Tips for Combining Home and Auto Insurance Plans

Securing proper coverage for your biggest assets—your home and vehicle—is essential. Many insurers provide bundled policies that can lead to significant savings. When requesting a quote for auto insurance, ask if you can add your home coverage to benefit from a bundle. Typically, households insure their vehicles and homes separately, but bundling can reduce costs. If you find a good combined deal, notify your current insurer at least a month in advance to avoid coverage gaps and ensure smooth cancellation. Comparing quotes online from top providers like Nationwide, Farmers, Progressive, State Farm, Allstate, and Liberty Mutual helps find the best discounts, which range from 3% to 10%. Smaller insurers may also offer competitive bundles, sometimes exceeding the discounts of larger companies.