Top Credit Card Picks for 2018: A Comprehensive Guide
Explore the top credit card options for 2018, featuring rewards, zero APR offers, and benefits tailored for different spending habits. Make informed choices by comparing features like transfer fees and interest rates to find the best fit for your financial needs.
Discover the Best Credit Cards of 2018
Using credit cards simplifies everyday transactions and reduces the need to carry cash. When used wisely, they enhance your financial convenience. Nonetheless, choosing the right card requires careful consideration. Avoid impulsively selecting a card solely for its rewards; instead, evaluate how well it fits your spending habits and benefits. Here’s a review of the top 10 credit cards in the banking sector for 2018, highlighting their features and advantages.
Chase Sapphire Preferred
Regarded as one of the top credit cards, this option offers excellent travel rewards and easy redemption options. It features a zero introductory APR and earns double points on travel and dining worldwide, allowing you to earn and redeem rewards effortlessly.
Additional notable cards include:
Chase Freedom Unlimited
Known for unlimited 1.5% cash back on all purchases, this card offers a 15-month zero APR period. Plus, you can earn a $150 bonus after spending $500 within 90 days.
Discover it
This card offers rotating 5% cash back categories each quarter and 1% cashback on all purchases. It also provides an introductory zero APR and 14 months of zero interest on balance transfers.
Discover it Balance Transfer
Designed for balance transfers, this card rewards 5% cashback in rotating categories and 1% on all other purchases. Its benefits include a six-month zero APR on purchases and 18 months on balance transfers, with rewards that never expire.
Amex EveryDay
This American Express card has no transfer fee for the first two months and offers rewards for spending over $1,000 in three months. It features a low APR and a 60-day zero transfer fee period.
Compare these top cards based on transfer fees and APRs to select the best fit for your needs. Reviewing previous year’s top credit cards can also help inform your decision. Carefully understand each card's terms before applying to maximize benefits.
