Top Auto Insurance Providers in Washington State
Discover the top auto insurance providers in Washington, tailored to different budgets and needs. Learn about legal coverage minimums, average costs, and special plans for teen drivers. Find the best insurer for your vehicle and stay compliant with state laws effortlessly.
Leading Auto Insurance Providers in Washington
Owning a vehicle often involves dealing with minor accidents, dents, or scratches. Protecting your vehicle with suitable auto insurance is the best safeguard. With numerous options available, selecting the right provider can be challenging. Washington drivers must adhere to state auto insurance laws, which specify minimum coverage requirements. Many insurers offer affordable and premium plans tailored to different needs. The law mandates liability coverage, with specific minimum limits for bodily injuries, property damage, and more. Be sure to compare quotes from top providers to find the best fit for your budget and coverage needs.
In Washington, the minimum liability coverage includes:
$25,000 for injuries or death to one person
$50,000 for injuries or death to multiple individuals
$10,000 for property damage
Exceptions apply to motorcycles, scooters, mopeds, vintage vehicles, and government-owned vehicles
Below are some recommended auto insurance companies in Washington and their estimated yearly costs:
PEMCO Insurance: $627–$774 annually, known for great value
GEICO: Starting at $627, up to $821 per year
Farmers Insurance: Around $962 yearly, with discounts available
State Farm: Approximately $774, offering budget-friendly options for young drivers
Metromile: Charges based on miles driven, ideal for infrequent drivers
USAA: Suitable for military personnel
Erie: About $1347 annually
Progressive: Starting from $2246 yearly, slightly higher rates
Liberty Mutual: Around $2748, premium services for the cost
Allstate: Offers various discounts and coverage options
Many insurers accommodate high-risk drivers, often at higher premiums, ensuring legal driving in Washington. The average annual insurance cost is around $884, with special rates for teens—sometimes as low as $438 monthly, or $278 when linked to a parent’s plan. Before purchasing coverage, verify you meet state proof requirements and carry proof of insurance at all times.
