Top 6 Leading Home Insurance Providers Nationwide

Homeowners insurance, also known as homeowner's coverage, is essential for protecting your residence against damages or unforeseen incidents. Here are some of the most reputable insurance providers that offer comprehensive coverage to safeguard your property.

CoveragePlus Insurance Agents
This insurer offers robust policies starting at $500,000 coverage, with premium levels reaching up to $100 million. Recognized as an "A" rated company, they also operate as surplus line brokers and wholesalers.

Global Protection Insurance Brokers
Known for their extensive policies, they enable quick quotes within 24 hours. Coverage options range from $750,000 to $25 million, suitable for high-value homes.

Luxury Home & Asset Insurance
Catering to affluent clients, they insure high-value properties, jewelry, art collections, and vehicles. Their coverage includes umbrella, flood, and liability protections for primary and secondary homes.

Elite Estate Insurance Focused on luxury estates and major properties, they offer limits exceeding $30 million, including earthquake coverage up to $10 million, along with builder's risk policies.

Premium Property & Auto Insurance
This provider offers bundled discounts for home, auto, and umbrella policies. Their minimum coverage starts at $500,000, ideal for upscale homeowners.

FastQuote Insurance Services
Specializing in hard-to-insure homes, they provide instant quotes via online, phone, or email for various policy forms, with coverage starting at $250,000 up to $1 million. They cater to high-net-worth clients across multiple states.