Essential Tips to Avoid Mistakes When Requesting Car Insurance Quotes

Many auto insurance providers aim to help you save money, and often, they genuinely do. Industry experts recommend obtaining at least four quotes from different insurers to compare coverage options and prices, ensuring you get the best deal. Online tools make this process quick and effortless, allowing you to compare multiple quotes within minutes. When requesting quotes, you'll need to share details about your vehicle and driving history. Be cautious to avoid common pitfalls that can increase your premium and affect your savings.

If you own a home, inform your insurer—this could save you up to 3% on auto coverage. Bundling home and auto policies often results in better discounts; most insurers offer attractive bundle deals. Married drivers typically pay lower premiums, and combining multiple policies can reduce costs by 10% to 12%. Maintaining a high credit score can also lower premiums, as those with better credit save an average of $215 annually. Additionally, accurately reporting your yearly mileage can cut your insurance costs by up to 10%.