Top 5 Dental Insurance Companies to Consider in 2023

Leading 5 Dental Insurance Providers of 2023

Statistics reveal that nearly 15% of Americans avoided dental visits between 2013 and 2016 due to financial barriers, primarily lack of insurance or affordability issues. Luckily, affordable dental insurance options are now available. Here’s a review of the top five providers to help you choose the best plan for your needs.

Cigna
With a network of over 95,000 dentists nationwide, Cigna is a top choice. Their three plans include a preventative option with no copays or deductibles for in-network services. Some policies also cover orthodontic and restorative treatments. Customer support is available 24/7, making Cigna a reliable option for dental coverage.

Renaissance Dental stands out for excellent service with a network of over 300,000 dentists across the U.S. They offer various coverage levels tailored to families, with options to get free online quotes. While some plans cover preventive care at 100%, there is a $1,000 benefit cap and a deductible of $50 for individuals and $150 for families.

Spirit Dental
Spirit Dental offers straightforward plans with no waiting periods or annual deductibles—just a one-time $100 fee. Preventive services are fully covered, including three cleanings, two annual exams, and orthodontic care for children.

Humana Dental provides diverse plans tailored to individual needs, with both lifetime and annual deductibles. Preventive care is covered at 100%, though significant procedures may not be. Their plans start at affordable rates, with benefits ranging from $1,000 to unlimited coverage, depending on the selected plan.

UnitedHealthOne
Part of the Fortune 500 company UnitedHealth Group, UnitedHealthOne offers plans with no deductibles or waiting periods. They feature various coverage tiers with no age restrictions, and preventive care is included. The level of coverage varies by plan, making it a versatile option worth exploring.