Best Prepaid Debit Cards of 2021 for Budget-Friendly Spending
Explore the top prepaid debit cards of 2021, ideal for managing budgets and avoiding debt. From fee-free reloads to cashback benefits, discover options suited for diverse needs. Whether you need online or physical cards, find the perfect prepaid solution to enhance your financial flexibility this year.
Top Prepaid Debit Cards for 2021
Prepaid debit cards serve as a cost-effective way to manage your finances, especially if you're on a budget or want to avoid credit card debt. These cards operate like standard debit cards for purchases, but only the loaded amount is spendable, helping to control spending. The market for prepaid cards is expanding steadily with several excellent options available in 2021.
The leading prepaid debit cards this year include:
American Express® Serve Free Reloads
Offers free reloads at 45,000 outlets and banks, with a monthly fee of $6.95.
Other options include:
American Express® Serve Cash Back
Earn 1% cash back on purchases, accessible at 30,000 ATMs, with a $7.95 monthly fee that cashback can offset.
Bluebird® American Express®
No monthly, activation, or online purchase fees; charges $3.95 for reloads. Benefits include roadside assistance, purchase protection, and family sub-accounts.
Fifth Third Access 360° Reloadable Prepaid Card
Available in 11 states, with a $4 monthly fee waived with a $500 deposit or owning a Fifth Third checking account. Free ATM withdrawals within the network.
MOVO Virtual Prepaid Visa Card
No monthly or transaction fees, though inactive accounts over three months incur a $4.95 fee. Online purchases are free, physical cards are available for ATM or retail use.
