Leading Debt Relief Firms in the United States
Discover the top debt relief companies in the USA that help reduce large debts through professional negotiation and settlement. Learn about their services, fees, and success rates to find the right solution for your financial needs.

Managing debt has become a common challenge due to rising living costs, including education and housing expenses. If your debt feels overwhelming and repayment seems difficult, consider consulting a debt relief company. These firms work with creditors to reduce your owed amount, often forgiving the remaining balance. Below is a list of the top 9 debt relief providers in the U.S.
National Debt Resolution
If your debt exceeds USD 7,500, National Debt Resolution is a solid choice.
Recognized as one of the top firms nationally, it offers free initial consultations. Fees are typically 15-25% of the settled amount.
Freedom Debt Relief
This company specializes in debt alleviation for individuals with at least USD 7,500 to USD 10,000 owed. It charges a 15-25% fee post-agreement, aiming to resolve debts within 2 years.
CreditAssociates
CreditAssociates is highly rated for its effective services. They assist clients with debts over USD 7,500 and offer mobile app support for convenience. Fees are charged after settlement.
Accredited Debt Relief
While typically serving those with debts over USD 10,000, they don’t specify a minimum. The process spans 2-4 years, with fees only charged after completion.
CountryWide Debt Assistance
They recommend their services for debts over USD 10,000, promising to cut your debt by at least 20%, or it’s free. Their success rate reflects a high achievement of debt reduction.
United Debt Counselors
This firm provides professional counseling for unsecured and credit card debts, making it a top option in debt settlement.
Century Support Solutions
Offering initial free consultations, they only charge fees after receiving your first payment to creditors, ensuring a transparent process.
Elite Financial Assistance
They aim to settle unsecured debts in 1 to 3 years, providing free debt analysis and fee payment only after settlement completion.
New Era Debt Solutions
With over 20 years of experience, they’ve helped clients reduce approximately USD 250 million, with an average debt reduction of 47%.
Now that you’re familiar with the top debt relief companies in the USA, compare their fees and services to find the best fit for your financial situation.