Benefits of Choosing AARP Health Coverage
Discover the advantages of AARP health and Medicare supplemental plans designed for seniors. From comprehensive coverage options to affordable premiums and long-term care solutions, AARP helps older adults manage healthcare expenses effectively. With a focus on quality service and inclusive policies, AARP continues to be a trusted choice for Americans aged 50 and above seeking reliable health coverage options.
AARP is a well-established organization dedicated to enhancing the quality of life for Americans aged 50 and above. With over 38 million members, AARP offers various benefits, including health and Medicare supplemental insurance plans. While not an insurer itself, AARP endorses trusted insurance providers to help seniors manage healthcare costs, including hospital stays and medications.
Health and Medicare Supplements
Coverage options vary: higher premiums offer more comprehensive protection, while plans with higher deductibles can lower costs for healthy individuals.
Premier Plans: These policies typically cover around 80% of healthcare expenses, including prescriptions, preventative services, doctor visits, and hospital stays, with deductibles applicable before coverage begins.
High Deductible Plans: Compatible with Health Savings Accounts, these plans feature lower premiums but higher out-of-pocket costs, suited for healthy, infrequent-doctor-visiting seniors or self-employed individuals seeking tax benefits.
Preventative and Hospitalization Plans: These are budget-friendly options that focus mainly on hospital services and outpatient care, with members bearing more expenses like doctor visits and prescriptions.
Advantages of AARP Coverage
Open to individuals with common conditions like high cholesterol or hypertension, considering recent five-year medical history.
Includes annual check-ups, prostate exams, mammograms, and gynecological exams.
Allows dependents to be insured, ideal for those not covered through work plans.
Medicare Supplemental Insurance
These plans help cover Medicare gaps, with a high approval rate, minimal age-based premium variations, and community rating. Premiums remain consistent over time, benefiting aging members. AARP offers 24/7 customer support for assistance.
Long-Term Care Insurance
Designed to assist with nursing home or assisted living costs, with premiums guaranteed unchanged for five years. AARP’s endorsed plans provide quality coverage at competitive prices, backed by a reputable organization ensuring reliable service and policy influence.
