Importance of Choosing GEICO Insurance for ATV and UTV Vehicles
GEICO's ATV and UTV insurance plans are essential for off-road vehicle owners, offering comprehensive coverage including collision, medical expenses, and protection against theft and vandalism. Tailored to meet state-specific requirements, these plans ensure your vehicle and yourself are well-protected during outdoor adventures. Securing the right insurance helps prevent costly damages and legal issues, making GEICO a reliable choice for off-road vehicle enthusiasts.
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Why Opt for GEICO ATV and UTV Insurance?
GEICO offers comprehensive insurance options for various vehicles, including All-Terrain Vehicles (ATVs) and Utility Task Vehicles (UTVs). Renowned for specializing in off-road vehicle coverage and attentive customer support, GEICO is a preferred choice for new ATV and UTV owners. Securing insurance before hitting the trails is essential. Read below for key details on GEICO's ATV and UTV insurance plans.
Why is vehicle insurance a must for ATVs and UTVs?
These powerful vehicles are often targets of theft, and many states legally require operators to carry insurance. Proper coverage protects your investment and ensures compliance.
State-specific insurance regulations
Insurance requirements for ATVs and UTVs vary from state to state, influencing coverage options for riding on public roads and off-road terrains.
GEICO ATV and UTV insurance encompass coverage for collisions, medical expenses, uninsured drivers, property damage, and bodily injuries. Notably, policies exclude ATVs/UTVs under 150cc engine capacity.
Coverage Details for GEICO ATV/UTV Insurance:
Collision Protection: Covers damages resulting from crashes with other vehicles or objects, with a deductible between $500 and $1000.
Medical Payments: An optional coverage that includes both the owner and passengers, helping pay for injuries sustained during riding.
Uninsured/Underinsured Motorist Protection: Offers financial protection if involved in an accident with uninsured or underinsured drivers, covering significant damages.
Property Damage Liability: Shields you from damages caused to third-party property, along with legal support in case of lawsuits.
Bodily Injury Liability: Provides coverage if your riding causes injury or fatalities, including legal defenses.
Comprehensive Physical Damage: Protects against theft, fire, or vandalism, with deductibles ranging from $500 to $1000. This insurance covers structural damages impacting vehicle safety or operation.
