Choosing Between Prefab and Factory-Constructed Homes: What You Need to Know

Choosing Between Prefabricated and Factory-Built Homes: Which Is Right for You

When exploring housing options, terms like ‘prefabricated homes’ and ‘factory-built homes’ often come up. For prospective homeowners, understanding these options can be confusing but is essential for making informed choices. Clarity on the differences helps prevent misunderstandings during resale and ownership. This article provides key insights to help you select the ideal home type that aligns with your needs and preferences, ensuring you step into your dream residence confidently and without regrets.

Remember, your home should be a perfect reflection of your lifestyle.

What are prefabricated homes?

Prefabricated homes, also known as modular homes, are built with sections manufactured indoors in a factory setting. These sections, called modules, are transported to the construction site, where they are assembled to create a complete house. This construction process differs from traditional building methods and is known for its precision and efficiency.

Many people find it hard to distinguish modular homes from traditional houses at first glance, as technological advancements have blurred the lines. Like site-built homes, modular houses adhere to local building codes and are inspected by authorities. Increased durability and ease of repair—especially after natural disasters—are making modular homes a popular choice. Additionally, construction time is reduced thanks to automated processes.

What are manufactured homes?

Manufactured homes are an evolution of the once-known mobile homes. Entire homes are constructed indoors on a permanent steel frame with wheels attached for transport. These homes can be moved to the site with the wheels intact or removed upon installation. Since 1976, the Department of Housing and Urban Development (HUD) has regulated manufacturing standards to improve quality, safety, and energy performance.

Historically viewed as low-cost, low-quality housing, modern manufactured homes now feature high standards of construction, energy efficiency, and durability. This shift has increased their resale value and appeal among a broader demographic.

Differences between modular and manufactured homes

Modular homes are assembled on-site from prefabricated sections, while manufactured homes are built on a steel chassis with wheels and transported fully assembled.

Transporting modular homes involves flatbed trucks; manufactured homes require towing with specialized trucks.

Loan approval is easier for modular homes; manufactured homes often face more financing hurdles.

Modular homes comply with IRC building codes; manufactured homes follow HUD regulations.

Manufactured homes are built on a permanent steel chassis with axles; modular homes are ground-based without axles.

Considering these factors helps in choosing the best option for your lifestyle and budget. Modular homes offer advantages like easier transportation and better resale value unless you need mobility. Ultimately, your decision depends on your personal preferences and circumstances.