Top 10 Credit Cards You Should Know About in 2018
Discover the top credit cards of 2018, including options with no annual fees, cashback rewards, and enticing introductory offers. Learn which cards offer the best value for various spending habits, from travel benefits to everyday purchases. Stay informed about current features and benefits to choose the right credit card for your financial needs and maximize rewards. Make sure to review terms as offers may change over time. This guide simplifies your decision-making process for securing a card that offers excellent perks and savings.
Top 10 Credit Cards of 2018
Selecting the right credit card involves evaluating multiple aspects beyond just the interest rate and fees. Rewards, cashback, and introductory offers are equally essential. Here’s a rundown of the leading 10 credit cards in 2018.
Chase Sapphire Preferred® Card
The card features no annual fee for the first year and grants 50,000 bonus points after spending $4,000 within the first three months of account setup.
Discover it® Cash Back Card
Recognized among 2018’s top credit cards, it matches all cashback earned at year-end with no limit, and offers a 0% introductory rate on purchases and balance transfers for 14 months, with no annual fee.
Citi® Diamond Preferred® Card
Offers a year of interest-free purchases and balance transfers with no annual fee, extending a 0% APR for 21 months.
Citi® Double Cash Card
Allows earning cashback with no annual fee and provides 0% APR on balance transfers for 18 months. Additionally, a $150 bonus is available after spending $500 within three months.
Capital One® Quicksilver® Card Provides a 0% APR on new purchases and balance transfers for 15 months, plus a $150 cashback bonus for spending $500 in the first three months.
Chase Freedom Unlimited® Comes with no annual fee and an introductory 0% APR on purchases and transfers for 15 months.
Bank of America® Cash Rewards Credit Card No annual fee, offers 1% cashback on all purchases, with 2% cashback at grocery stores, and 3% on gas for the first $2,500 spent quarterly.
Blue Cash Preferred® from American Express Earning cashback with a $95 annual fee, plus a 0% introductory rate on purchases and transfers.
Capital One® Venture® Rewards Credit Card Rewards a 50,000-mile bonus after spending $3,000 in three months.
Citi Simplicity® Credit Card Features no penalty rate, no late fees, no annual fee, and offers a 0% APR on purchases and transfers for 18 months.
Note that cashback deals, interest rates, and fees may change. Always review all costs and benefits before selecting a credit card to maximize your rewards and savings.
