Top Credit Card Picks of 2016
Discover the most popular credit cards of 2016, including travel rewards, cashback options, and cards for building credit. These cards offer attractive bonuses, low introductory rates, and flexible redemption options, making them ideal choices for different financial needs. Whether you're seeking travel perks or aiming to build credit, these top cards from 2016 remain relevant for varied financial goals.
Most Popular Credit Cards in 2016
Searching for the best credit card options? Here are some of the top contenders highlighted in various comparison reviews. A majority of these cards require a strong credit score for approval, so make sure your credit profile is in good shape before applying.
Bankamericard Travel Rewards Card – Travel Incentives
Offering a 0% introductory APR on purchases for the first year and no annual fee, this card helps you save on interest early on. After the introductory period, the variable APR ranges from 15.49% to 23.49%. Earn 1.5 points per dollar spent, plus receive 20,000 bonus points (worth $200 for travel) if you spend $1,000 within 90 days.
Capital One VentureOne Rewards Card – Travel Rewards
Enjoy no annual fee with a 12-month introductory low APR. The ongoing APR varies from 12.49% to 22.49%. Earn 20,000 bonus points after spending $1,000 in the first three months, which can be redeemed for $200 in travel expenses. Earn 1.25 miles per dollar spent, with no foreign transaction fees, and miles that never expire.
You can redeem points on any airline or hotel.
Chase Sapphire Preferred Card
Recognized as the top flexible travel redemption card by Kiplinger’s, this card offers 50,000 bonus points after spending $4,000 within three months—equivalent to $625 in travel when redeemed through Chase Ultimate Rewards. No annual fee for the first year, then $95. Earn 2x points on travel and 1 point on other purchases. No foreign transaction fees, and rewards never expire. Points can be transferred 1:1 to leading airline and hotel loyalty programs.
Discover It Cashback Match – Double Rewards Year One
No annual fee. Introductory 0% APR on purchases and balance transfers for 14 months. Afterward, APR ranges from 11.49% to 22.49%. Earn 5% cashback in rotating quarterly categories and 1% on all other purchases. Rewards do not expire. Plus, Discover doubles your cashback earned in the first year.
Discover It Secured Card – Building Credit
Ideal for those with limited or poor credit, this secured card has no annual fee, provides 1% cashback, and offers a low 10.99% balance transfer rate for six months. The ongoing APR is 23.49%. At year-end, your cashback is doubled, helping you quickly build credit while earning rewards. Be mindful of ongoing APRs and fees to maximize benefits.
