Top 3 Credit Cards to Choose in 2021

Top 3 Credit Cards to Consider in 2021

Credit cards often get a bad reputation for leading to debt, but when used responsibly, they can boost your credit score and provide valuable benefits. They also serve as handy tools during emergencies. Many issuers offer attractive rewards and cashback options that can save you money over time. Here's a look at the best credit cards of 2021 to help you make an informed choice.

Citi Custom Cash℠ Card
If you're after a card that offers straightforward cashback rewards, either at a flat rate or 2%, the Citi® Double Cash Card and Citi Custom Cash℠ Card are excellent options.

The Custom Cash℠ Card provides $200 cashback on purchases of $750 within the first three months of opening the account. It also comes with no annual fee and offers a 0% introductory APR on balance transfers and purchases for the first 15 months. Afterward, rates vary between 13.99% and 23.99%.

Chase Sapphire Preferred® Card
Ideal for frequent travelers, the Chase Sapphire Preferred® Card balances high rewards with flexible redemption options, making it perfect for travel and dining expenses.

When redeeming points for flights, hotels, car rentals, or cruises via the Chase Ultimate Rewards program, you can get up to 25% more value. For instance, 100,000 points can be worth $1,250 in travel bookings through the program.

American Express® Gold Card
Best suited for food lovers, this card offers 4X Membership Rewards® Points on dining, takeout, and restaurant spend. It's perfect for those who enjoy exploring local cuisines and don't mind spending more on quality dining while traveling. The American Express® Gold Card is available in Gold and Rose Gold options.