Top 3 Student-Friendly Credit Cards for 2024
Explore the top three student-oriented credit cards for 2024, designed to offer benefits such as rewards, travel perks, and cashback. These options cater to students' diverse needs, including international students, helping them build credit efficiently while enjoying great advantages. Whether for travel, everyday spending, or establishing credit history, these cards are excellent choices for college students seeking affordability and rewards.
Choosing the right credit card as a student can provide valuable benefits without straining your budget. It’s also a smart way to establish and improve your credit score. With numerous options available, finding the best fit can be overwhelming. Key factors to consider include your spending patterns and travel needs. This article highlights three top-rated credit cards that offer excellent perks and are accessible for students.
Bank of America® Travel Rewards for Students
If frequent traveling is part of your college experience, the Bank of America® Travel Rewards student card might be ideal. It offers 1.5 points per dollar spent, which can be applied toward travel costs like flights or train rides. Rewards don’t expire, and new cardholders earn 25,000 bonus points after spending $1,000 within the first 90 days.Citi Rewards+SM Student Card
The Citi Rewards+SM Student Card features a unique points system that rounds up purchases to the nearest 10 points, maximizing every dollar spent. Additionally, students earn a 10% bonus on redemption of the first 100,000 points. It also offers a $25 gift card upon approval. Applicants must be at least 18 and currently enrolled in college. Note that international transactions incur a 3% fee, which may be a drawback for some users.Deserve® EDU Mastercard for Students
This card stands out as it requires no prior credit history, making it perfect for students starting out. It's especially suitable for international students, as it does not require a Social Security number. Requirements include being at least 18, enrolled in college, and having an American bank account. It offers 1% cashback on all purchases and presents an opportunity to get free Amazon Prime membership after spending $500 within three billing cycles.
