Top 10 Fuel Reward Credit Cards for Savvy Drivers
Discover the top 10 fuel reward credit cards that offer significant savings and rewards for everyday drivers. From cashback offers to travel points, find the best card tailored to your fueling and travel needs, ensuring smarter spending and maximum benefits. Evaluate features like introductory bonuses, earning rates, restrictions, and merchant acceptance to choose the most suitable option and lower your fuel expenses effectively.
Chase Freedom® Credit Card
A versatile cashback card, Chase Freedom® offers no annual fee and features a 5% cashback in quarterly rotating categories, up to $1,500. Other purchases earn 1% cashback. It has no earning caps or restrictions and can be redeemed via the Ultimate Rewards portal for direct deposits, checks, or statement credits. New cardholders can earn a $150 bonus after spending $500 within three months.
ExxonMobil™ Smart Card
The ExxonMobil™ Smart Card has no annual fee and provides an attractive introductory offer: a 50-cent discount per gallon at select stations during the first two months when applying through the Speedpass+ app. After this period, discounts reduce to 6 cents per gallon across all brand locations.
Sunoco Rewards Card
This straightforward card offers automatic savings, giving you a 5-cent discount on every gallon purchased at Sunoco stations. No extra fees or actions are required, making it a hassle-free way to save each time you fuel up.
Citi Premier® Card
Geared towards travelers, the Citi Premier® Card provides 3 points per dollar on gas, car rentals, hotels, and flights. Points are redeemable for products from major retailers like Amazon. The card also features no foreign transaction fees, making it ideal for international travel and fueling needs.
Discover it® Chrome
This card offers 2% cashback on gas and dining up to $1,000 per quarter. Cashback doubles in the first year, enhancing rewards. Redemptions are flexible, available through statement credits or direct deposits, making it a practical choice for frequent spenders.
Hilton Honors American Express Ascend Card
Perfect for frequent travelers, this card grants 6 Hilton Honors points per dollar spent at gas stations. Accumulated points can help cover hotel stays, and the card has no foreign transaction fees, maximizing savings for road travelers staying at Hilton hotels.
Bank of America® Cash Rewards Credit Card
No annual fee and customizable cashback categories make this card appealing. Users can select a 3% cashback category each month, including gas. An introductory $200 bonus is available after spending $1,000 within the first 90 days.
Sam’s Club® Mastercard®
After spending approximately $6,000 annually, cardholders earn 5% cashback on fuel at participating stations, including non-Sam’s Club gas outlets. Membership is required, with a fee of $45, but it offers valuable savings, especially for frequent commuters.
Costco Anywhere Visa® Card by Citi
For Costco members, this card provides 4% cashback on gas purchases up to $7,000 annually, along with rewards on travel, dining, and Costco shopping. Membership costs about $60 per year but offers significant savings on fuel and other spending.
BP Visa® Credit Card
No annual fee; offers an initial 25-cent discount per gallon up to $100 during the first 90 days at BP stations, then reduces to 25 cents per gallon on spending over $100. Limitations apply, such as a 20-gallon per fill cap. Ideal for regular BP gas station users.
Gas costs make up a major household expense, making fuel reward credit cards a popular choice for drivers. Choosing the optimal card depends on your vehicle, spending habits, and merchant acceptance. Carefully review the terms and restrictions to maximize your savings and benefits from your fuel purchases.
