Key Benefits of the AARP Advantage Plus Vehicle Insurance Plan

AARP offers comprehensive auto insurance options tailored for diverse drivers, with the Advantage Plus plan standing out for its extensive coverage. Building upon the fundamental coverage, this plan introduces additional perks such as new car replacement, lifetime repair support, 24/7 helpline, RecoverCare services, fixed rates for a year, and lifelong renewability. Here are the top features of the Advantage Plus package.

First Incident Forgiveness

Disappearing Deductible

Single Deductible Policy

Deductible Waiver

First Incident Forgiveness
The plan recognizes human error by offering forgiveness for a driver's first accident without impacting premiums, provided the driver maintains a clean record for five years.

Disappearing Deductible
Your collision deductible decreases yearly if your driving record remains spotless, potentially reaching zero.

Single Deductible Benefit
If two covered assets—like a car and a home—are damaged in an incident, you pay only the higher deductible, streamlining claims.

Deductible Waiver
In cases where you're not at fault, and after approval, your deductible may be waived, saving you money, depending on state regulations.