Top Rewards Credit Cards for 2017 and 2018
Discover the best reward credit cards for 2017 and 2018, including options for luxury, airlines, hotels, fuel, and business travel. Learn how to select and maximize the benefits of these cards to earn cashback and points efficiently. Find tips on choosing the right card based on your spending habits and financial goals to get the most value from your rewards program.
Best Rewards Credit Card Options for 2017 and 2018
Imagine earning cashback or reward points every time you use your credit card for shopping. It’s entirely possible with reward credit cards, which accumulate points on every purchase. These points can be redeemed for discounts or freebies during future transactions.
Leading credit card providers offer popular reward cards that reward you for gas purchases, groceries, and more. These cards enhance your spending experience, offering various benefits.
Keep reading to learn about reward point systems and how to maximize their value.
Common Types of Reward Credit Cards
Knowing different reward card categories helps you choose the best one for your needs.Here are some key reward card types you should consider:
Luxury Designed for high-end consumers, these premium cards are perfect for frequent travelers and businesspeople who spend considerable time at international airports and lounges. They often come with high annual fees but offer luxury benefits worldwide.
Hotel Ideal for travelers loyal to specific hotel brands. These cards accumulate points for hotel stays, making them cost-effective for frequent hotel guests.
Airline With an annual fee, airline reward cards help frequent flyers earn points towards future flights. Consider your travel frequency, preferred airports, and airlines when choosing this card.
Gas Gas reward cards are excellent for saving on fuel costs. Each refill earns points, which can be redeemed at retail stores or used for future fuel purchases.
Business Travel Perfect for corporate users, these cards earn reward points on travel, shipping, telecommunications, and advertising expenses, supporting business travel needs.
Some top rewards credit cards from 2017 and 2018 include:
Capital One® Quicksilver® Card
Chase Sapphire Preferred® Card
Discover it® Cash Back
Citi® Diamond Preferred® Card
Additionally, explore secured credit cards and options with no annual fees to find the perfect fit for your finances.
Maximizing Your Rewards Card Benefits
Select the Appropriate Card If your spending is diverse, opt for a general rewards card. For category-specific expenses like travel or shopping, choose a dedicated card to maximize points.
Evaluate Return on Investment Ensure that the benefits and rewards outweigh the annual fee associated with your card.
Manage Bill Payments To avoid late fees and interest, pay your bills on time. Reward cards are ineffective if payments are delayed or missed.
Don't pick a rewards card hastily. Assess your spending habits and financial situation. Select a card that aligns with your needs for maximum advantage.
