Top 4 Travel Credit Cards for Small Business Owners
Discover the top four travel credit cards tailored for small businesses, each offering unique benefits for frequent travelers. From flexible reward systems to airline-specific perks, these cards cater to diverse needs with favorable APRs and minimal fees, making them ideal for optimizing business travel expenses.
Choosing the right business credit card depends on your specific needs, expenses, and travel habits. Key considerations include introductory APR, annual fees, ongoing rewards, and whether the card is tailored for frequent travelers. Here are four of the best travel-focused credit cards for small businesses, each offering unique benefits for different types of travelers and spending patterns.
Chase Ink Business Preferred℠
Chase Ink Business Preferred℠ stands out as an excellent choice, offering a low annual fee, flexible rewards system, and competitive interest rates.
You can redeem points for travel or cash back, making it versatile for various perks. It’s ideal for small businesses with regular monthly expenses, rewarding spending on shopping, advertising, travel, and office supplies. Rewards are split between introductory bonuses and ongoing rewards based on spending. Generally, you need excellent credit to qualify for this card, but it’s highly rewarding for frequent travelers.
Bank of America® Business Advantage Travel Rewards World Mastercard®
This card caters to frequent business travelers, covering expenses like hotels, flights, and car rentals. It offers a 0% introductory APR for the first nine months, perfect for balance transfers. The regular APR varies between 12.99% and 22.99%. It has no annual fee, making it an economical option, though it offers fewer rewards for office supplies.
Capital One® Spark® Miles
Designed for airline rewards enthusiasts, this card provides 2X miles on all purchases without blackout dates or seat restrictions. Both the introductory and ongoing APR are 18.49%. It has a $95 annual fee, waived during the first year. Rewards are solely travel-focused, with no cash back options for other expenses.
Southwest Rapid Rewards® Premier Business
Ideal for Southwest Airlines travelers, this card offers enhanced rewards on Southwest flights, hotel stays, and car rentals. Benefits include free same-day standby, priority check-in, dedicated security lanes, and priority boarding. The APR ranges from 17.74% to 24.74%, and the annual fee is $99. New cardholders can earn 60,000 points after spending $3,000 in three months, usable for flights and accommodations.
