How to Insure Your Classic Car with GEICO
Learn how to insure your classic or collector vehicle with GEICO. The company offers customized policies for vehicles over 25 years old or rare collectibles, with benefits like depreciation-free claims, low deductibles, and various discounts. Discover eligibility criteria, coverage options, and savings opportunities tailored for vintage car enthusiasts to keep their vehicles protected and insured at the best rates.
GEICO stands out as a top insurance provider nationwide, offering tailored coverage options to suit individual needs. Their policies are designed to fit the specific requirements of classic car owners. When considering insurance for a vintage vehicle, GEICO provides specialized collector car policies. If your vehicle is over 25 years old or is a rare collectible, you might qualify for their classic car insurance. These policies ensure your treasured vehicle is well protected while accommodating certain usage restrictions.
Eligibility for Classic Car Insurance
To qualify, the vehicle must be at least 25 years old or a distinctive, limited-production model such as exotic or military vehicles. The car should mainly be used for display, exhibitions, or occasional drives, not daily commuting or business purposes. Additionally, the vehicle should be securely stored in a locked garage, and some states may restrict annual mileage for insured cars.
Coverage Offered by GEICO Classic Car Policy
GEICO’s collector car insurance includes essential coverage like Liability, Uninsured Motorist, and Personal Injury Protection. It also covers collision damages and comprehensive costs, ensuring your vintage vehicle stays protected from various risks.
Benefits of Choosing GEICO for Your Classic Car
Opting for GEICO means maintaining your vehicle's value in claims, as there’s no depreciation applied. The insurance features low deductibles and does not require vehicle appraisals. Each policy is customized based on the make and model year, providing personalized coverage for every collector.
Available Discounts with GEICO
Classic car owners can take advantage of several discounts, including:
Military
Active or retired military personnel, or those deployed, can receive up to 25% off. Federal employees are also eligible for discounts.
Safe Driving Record
Drivers with five years of accident-free driving may qualify for discounts up to 22%. Practicing safe habits like always wearing a seatbelt can also reduce premiums.
Loyalty & Multiple Vehicles
Homeowners with existing GEICO policies or those insuring multiple vehicles can enjoy discounts of up to 25%.
