Best Cashback Credit Cards in 2024: Top Picks for Savings
Discover the top cashback credit cards of 2024, offering significant rewards on everyday spending. These cards include perks such as sign-up bonuses, flexible earning categories, and no annual fees. Whether you spend on groceries, dining, or streaming, these options help maximize your savings while maintaining good credit requirements. Choose the card that best matches your lifestyle and start earning real cashback today.
Best Cashback Credit Cards in 2024
If you're looking for rewards that give you real money back, cashback credit cards are an excellent choice. Unlike points programs, cashback offers straightforward benefits that you can use anywhere. Here are the top five cashback credit cards for 2024:
American Express Blue Cash Preferred® Card
This card provides 3% cash back on gas, transportation, and tolls, with 6% on select streaming services. All other purchases earn 1%. To qualify, you need a good to excellent credit score (670–850). The card has no annual fee for the first year, then costs $95 annually.
Chase Freedom Unlimited®
With a sign-up bonus of $200 after spending $500 in three months, this card offers 5% cash back on grocery store purchases (excluding Walmart & Target) up to $12,000 annually. It also provides 5% on Chase travel booked via Ultimate Rewards® and 3% on dining and pharmacy purchases. All other spending earns 1.5% cashback. No annual fee is required, and credit scores should be between 670–850.
Citi Custom Cash℠ Card
Spend $750 within the first 90 days to earn $200 cash back. The card features 5% cashback on your top eligible spending category up to $500 per month and 1% on other purchases. Unlimited 1% cashback applies to all other spending. The APR varies from 13.99% to 23.99% based on creditworthiness. No annual fee is charged, and the required credit score range is 700–749.
Capital One® SavorOne® Cash Rewards
This no-annual-fee card offers 3% cashback on dining, entertainment, streaming, and select groceries, with an 8% cashback on Vivid Seats until January 2024. All other purchases earn 1%. The required credit score is between 670 and 850.
Discover it® Cash Back
Earn 5% cashback in quarterly rotating categories and 1% on all other purchases. Discover automatically doubles your cashback at the end of the first year. It has no annual fee, with an APR ranging from 11.99% to 22.99%. A minimum credit score of 700–749 is typically needed.
