Guide to Medicare Supplement Plans: Coverage, Costs, and Top Providers

Original Medicare Parts A and B provide essential health coverage but do not cover all medical expenses and supplies. To fill these coverage gaps, Medicare Supplement insurance plans—also called Medigap—are available. If you're enrolled in Medicare and exploring supplemental options, this guide will help you understand the coverage details, costs, and trusted insurance providers. In most states, ten standardized plans are offered, labeled A through N, each providing varying levels of additional coverage. These plans help pay for costs like hospital coinsurance, blood, hospice care, and more. Premium costs depend on the insurance provider and the rating method used. Top providers include Mutual of Omaha, Cigna, Aetna, and Humana, each offering a range of plan options with unique benefits. To choose the best plan, compare coverage and premiums across these trusted companies, ensuring your healthcare needs are fully met.