Top Credit Card Picks for 2017

Best Credit Card Options in 2017

With a wide range of credit cards offering cashback, reward points, travel miles, hotel rewards, low-interest rates, and balance transfer deals, choosing the right card can be challenging. No single card excels in all features; some cater better to specific needs. Here's a rundown of the standout credit cards of 2017:
● Chase Freedom Unlimited
● Chase Sapphire Preferred
● Discover It – Cashback Match
● FlexPerks Reserve Visa Signature
● Spectrum Rewards Card
● Bank Americard Cash Rewards
● Chase Slate
● Citi Diamond Preferred
● BankAmericard Gold

These cards span categories like travel rewards, cashback, and low APR options.

Choosing the best card depends on your lifestyle:
Travel Rewards
For frequent travelers, select a card offering double points on travel and the flexibility to transfer points to airline or hotel loyalty programs.
Cashback Cards
Look for cards with substantial cashback offers across various categories, ideally with no reward expiration. Many rotate categories such as gas, groceries, and dining, providing ongoing cashback opportunities.
Balance Transfer
To reduce interest payments, opt for a 0% balance transfer card that waives transfer fees or limits them. Transfer balances within the promotional period and follow a disciplined repayment plan to avoid interest once the period ends.
Low-Interest Cards
If you prefer reduced interest rates, sacrifice some perks. Cards with interest rates as low as 8.15% or 9.99% are available depending on credit score.
Decide based on your spending habits: high balances benefit from low-interest cards, while responsible payers may prefer rewards programs even with slightly higher rates.