Top Credit Card Picks for 2017
Explore the top credit cards of 2017 tailored to various needs, including travel, cashback, balance transfers, and low interest rates. Find the best options to suit your financial habits with expert tips on selecting the right card for your lifestyle and goals.
Top Credit Card Choices for 2017
Numerous credit cards are available with features like cashback, reward points, airline miles, hotel points, low interest rates, 0% balance transfers, and other perks. Which card suits your financial goals? No single card excels in every category. Some are ideal for specific benefits, while others cater to different customer needs. Here’s an overview of the standout credit cards of this year.
The most popular credit cards of 2016-17 include:
● Chase Freedom Unlimited
● Chase Sapphire Preferred
● Discover It – Cashback Match
● FlexPerks Reserve Visa Signature
● Spectrum Rewards
● BankAmericard Cash Rewards
● Chase Slate
● Citi Diamond Preferred
● BankAmericard
These exemplify different features such as travel rewards, cashback, low APRs, and more.
So, which card is best for you?
Travel Rewards
Do you travel frequently? Seek a card that offers extensive travel benefits. The top travel cards earn double points on travel expenses and allow flexible points transfer to hotel and airline loyalty programs.
Cashback Cards
Find cards that provide generous cashback on various purchases. Prefer cards with rewards that never expire. Many rotate categories such as gas, groceries, and dining, offering cashback incentives during those periods.
Balance Transfer Offers
If high interest charges bother you, consider a 0% balance transfer credit card. Ensure it doesn’t have transfer fees or look for cards offering no charge for transferring balances. Transfer your balance during the interest-free window and then follow a strict repayment plan to eliminate debt interest-free.
Low APR Credit Cards
For those prioritizing low interest rates, sacrificing rewards may be necessary. These cards often have higher APRs, but some offer competitive rates as low as 8.15% or 9.99% depending on your credit score.
Decide your priority—if you carry large balances, opt for low-interest cards. If you pay off monthly, choose rewards that maximize benefits despite slightly higher APRs.
