Best Credit Cards of 2018 for Smart Financial Management

Having the right credit card can significantly enhance your financial control. Selecting the ideal card tailored to your spending habits is crucial. Here, we present the top credit cards of 2018 to help you make an informed choice.

Chase Sapphire Preferred Card
This renowned travel credit card offers generous sign-up bonuses and straightforward travel rewards. It has no foreign transaction fees. Spend $4,000 within three months to earn 50,000 bonus points, equivalent to a $625 travel credit via Chase Ultimate Rewards.

It also doubles points on travel and dining worldwide.

BankAmericard Credit Card
This no-annual-fee card offers a 0% introductory APR for 15 months on purchases and no balance transfer fee for the first 60 days. Afterward, the fee is 3%. It also features no penalty APR, ensuring your rate remains unaffected by late payments.

Discover it – Cashback Match
This card matches all cashback earned in the first year. It charges no annual fee and offers 5% cashback quarterly on categories like restaurants, Amazon, groceries, and gas stations. All other purchases earn 1% cashback, redeemable anytime without expiry.

It is an excellent choice for maximizing rewards.

Amex EveryDay Card
This card has no transfer fees for the first 60 days and no annual fee. American Express’s wide acceptance across the U.S. continuously grows. It features a 0% APR for the first 15 months and offers 10,000 Membership Rewards points for $1,000 in purchases within the first three months.

Capital One Quicksilver Cash Rewards
With this card, earn a $150 bonus when spending $500 within three months. It provides unlimited 1.5% cashback on all purchases, with no annual or foreign transaction fees. No rotating categories or sign-ups are required to earn rewards.

Choose the card that matches your spending patterns to enjoy these benefits and optimize your financial management.